Financial Growth
15% Interest Rate
10K+
Happy Users

Your Path to Financial Freedom Starts Here

OWODE Digital Services provides secure savings accounts, flexible loans, and agent opportunities to help you build a better financial future.

  • Quick Account Setup in 2 Minutes
  • No minimum balance required
  • Instant loan approval
  • 24/7 customer support
🚀 Open Account Now - It's Free!

Why Choose OWODE?

Experience the difference with our comprehensive financial services

Secure & Safe

Bank-level security with NDIC insurance protection for all your deposits and transactions.

High Returns

Earn up to 15% annual interest on your savings with our competitive rates and flexible plans.

Quick Access

Instant loan approvals and 24/7 access to your funds through our mobile app and online platform.

Our Services

Comprehensive financial solutions tailored for you

🌱

Smart Savings

High-yield savings accounts with competitive interest rates up to 15% annually.

Learn More →

Quick Loans

Fast approval loans for personal, business, and emergency needs with flexible terms.

Apply Now →

Agent Network

Join our agent program and earn commissions while helping your community grow financially.

Join Now →

🔁 Digital Ajo / Esusu

Trusted traditional savings, now powered by digital innovation. Build wealth with others you trust—securely, transparently, and effortlessly.

Automated Deductions

Your contributions are automatically collected, so you never miss a payment.

Escrow-Protected Funds

Money is held securely until it's your turn to receive it. 100% safe and transparent.

WhatsApp & App Access

Join or run your thrift circle right from your phone—no special app required.

Improve Your Loan Score

Your participation increases your trust score and shortens loan approval time.

Ready to Join or Create a Circle?

Start building wealth with people you trust. No paperwork, no confusion—just real, rotational savings.

OWODE Micro-Insurance

Life is unpredictable — protect yourself and your business with affordable, daily micro-insurance. Starting from as low as ₦50/day.

Health Cover

Access basic healthcare and medication support when you need it most.

₦75/day

Shop Protection

Get compensated in case of fire, theft, or other emergencies affecting your business.

₦50/day

Family Support

Cover for burial support, accident insurance, and school fees for your children.

₦100/day

10,000+
Happy Customers
₦2B+
Funds Managed
500+
Active Agents
99.9%
Uptime

Ready to Start Your Financial Journey?

Join thousands of Nigerians who have already taken control of their financial future with OWODE